Do you have experience as a credit analyst? We are looking to add to our team in the position of Credit Analyst/Assistant Loan Officer. This position is focused on preparing financial analysis for loan applications for commercial real estate and writing narratives on the findings for the loan presentations. Come join a to a high performing team and assist us in providing high level service to our beloved community in a fun work environment where you will be appreciated, supported, empowered and cared for. Given our clientele and business model, we are dependent on our staff working in-office. This is not a remote position.

This position, as with all positions at Pioneer Trust Bank, N.A., does not have sales goals or quotas. 

Hours: Mon-Fri 8:00am-5:00pm - In person

Salary: $50,000 - $64,000 (DOE)

What You'll Do

• Collaborate with loan officers - present and discuss underwriting findings.
• Perform analysis of complex financial statements and tax returns.
• Research and examine credit risks, assess history, and articulate reasons for support of an extension of credit.
• Analyze, interpret, input and write narratives on financial information.
• Develop and maintain strong relationships.
• Spread, interpret and analyze financial information.
• Prepare detailed loan presentation for approval process.
• Organize and manage workflow.
• Develop and maintain lists of key information necessary to support the loan process.
• Maintain knowledge of and compliance with banking regulations and bank policies.
• Prepare detailed credit memos for the loan approval process.
• Handle multiple transactions simultaneously.
• Assist in resolving routine and complex inquiries.
• Ensure appropriate maintenance of paper and digital files.

Why You'll be Successful

• Have a thorough understanding of basic principles of accounting and financial analysis.
• Have experience in credit analysis and advanced analytical skills.
• Have a bachelor’s degree in business, finance, accounting or equivalent combination of education and experience.
• You pay attention to details.
• You are experienced in Microsoft Office (excel a plus).
• Excellent internal and external customer service required.

Why You'll Love Pioneer Trust Bank

We are committed to work life balance and are proud to offer a competitive salary and benefits package that includes: 

• Medical (85% of employee coverage paid by company)
• Dental (85% of employee coverage paid by company)
• Vision Insurance (85% of employee coverage paid by company)
• 401(k)
• Life and Long-Term Disability Insurance (100% company paid)
• Generous Profit Sharing
• Health & Dependent Care Reimbursement Accounts
• Employee Assistance & Wellness Program (100% company paid)
• Vacation & Sick Leave
• Up to 11 Paid Holidays
• Tuition Reimbursement
• Banking Privileges
• Ongoing professional development

Pioneer Trust Bank, N.A. is an EEO employer and is dedicated to an organizational culture of inclusivity. For more information about us, please visit www.pioneertrustbank.com.